Terms and Conditions

Acceptance of Terms

By accessing and using this website and our services, you accept and agree to be bound by these Terms and Conditions.

These terms constitute a legally binding agreement between you and orinexatalo Financial Planning.

Definitions

For the purposes of these terms:

• "Services": Refers to our financial planning consultation services
• "Website": Refers to orinexatalo.com and all associated pages
• "User" or "You": Refers to anyone accessing our website or services
• "We" or "Company": Refers to orinexatalo Financial Planning Pty Ltd

Use of Services

Your use of our services is subject to the following conditions:

Eligibility

You must be at least 18 years old and have the legal capacity to enter into agreements.

18+ only

Account Responsibilities

When using our services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of any account credentials
• Notify us immediately of any unauthorised access

Prohibited Uses

You may not use our services for any unlawful purpose or in any way that:

Intellectual Property Rights

All content, trademarks, and intellectual property on this website are owned by orinexatalo Financial Planning or our licensors.

We grant you a limited, non-exclusive license to access and use our website for personal, non-commercial purposes.

You may not reproduce, distribute, or create derivative works without our express written permission.

User Content

You retain ownership of any content you provide to us during consultations or communications.

By providing content, you grant us a license to use it for the purpose of delivering our services.

You are solely responsible for the accuracy and legality of any information you provide.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for detailed information about data handling.

We implement appropriate measures to protect your personal information in accordance with applicable privacy laws.

Disclaimers

Our services are provided "as is" without warranties of any kind, either express or implied.

We disclaim all warranties including merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the maximum extent permitted by law, our liability is limited to the amount paid for services in the preceding 12 months.

We shall not be liable for any indirect, incidental, special, or consequential damages.

Our total liability shall not exceed the fees paid for our services during the relevant period.

Indemnification

You agree to indemnify and hold us harmless from any claims arising from your use of our services or violation of these terms.

Termination

Either party may terminate the service relationship with appropriate notice as specified in individual service agreements.

Upon termination, your right to use our services ceases immediately.

Provisions relating to intellectual property, confidentiality, and limitation of liability survive termination.

Dispute Resolution

For any complaints or disputes regarding our services:

We encourage informal resolution of disputes through direct communication before formal proceedings.

Governing Law

All legal matters shall be resolved under Australian law and within Australian courts.

These terms are governed by Australian law and any disputes shall be resolved in Australian courts.

Changes to Terms

We reserve the right to modify these terms at any time with reasonable notice.

Significant changes will be communicated through our website or direct notification.

Continued use of our services after changes constitutes acceptance of updated terms.

Severability

If any provision is found invalid, the remaining provisions shall continue to be valid and enforceable.

Entire Agreement

These terms, together with our Privacy Policy, constitute the complete agreement between you and orinexatalo Financial Planning.

Questions About Cookies

For questions about these terms and conditions, please contact us: